The American Express Gold Card comes with a number of valuable benefits to complement its impressive rewards.
The benefits of other cards may be more valuable, but the American Express Gold Card offers a combination of rewards and credits that makes it an excellent choice for people who don’t want to pay a higher annual fee.
Benefits of the American Express Gold Card
The American Express Gold Card offers $10 Uber Cash per month that can be used for Uber Eats or Uber rides within the U.S. Cardholders must add their card to the Uber account to earn the credit.
Uber users will see an annual value of $120. Uber Eats and Uber rides can cost more than $10 each if you do not use the service.
The American Express Gold Card offers an additional $10 in dining statement credit per month on certain purchases (enrollment in the program is also required). The monthly credit is currently available for purchases made with Grubhub, including Seamless, Goldbelly and Wine.com. It also applies to Milk Bar, select Shake Shacks, The Cheesecake Factory (including Seamless) and The Cheesecake Factory.
Remember that credits do not carry over from one month to the next if they aren’t used. If you don’t use January, you can get $10 credits in February and another $10 in March.
More American Express Gold Card Benefits
The American Express Gold Card offers several other benefits which may be of interest to you.
- The Hotel Collection –When booking a minimum of two nights at a property included in The Hotel Collection through American Express Travel, you will receive a $100 credit to use towards qualifying purchases such as spa treatments or dinners.
- ShopRunner Free Shipping —ShopRunner provides free 2-day shipping for eligible items in a network online stores. Cardholders are able to enroll as a free member.
- Travel Insurance and Protections —When booking trips with your card you will get trip delay coverage and coverage for lost or damaged luggage. When you book with your credit card, you’ll get primary coverage against theft or damage of rental cars.
- No Foreign Transaction Fees —Like many quality travel cards, the card comes without any foreign transaction fee.
Does the American Express(r), Gold Card justify the annual fee?
The American Express Gold Card does not offer as many perks as some other premium reward cards like the American Express Platinum Card. However, its monthly credits allow you to easily determine whether the $250 fee is worth it.
You can save a lot of money by using the two $10 credits each month.
It’s also important to keep in mind that these benefits are just one way of getting value out of the card. The American Express Gold Card is often recommended to those who wish to earn rewards from their grocery and restaurant purchases.