You may not even need to pay the annual fee for the Capital One Venture X Reward Credit Card.
The Capital One Venture X Reward Credit Card has a straightforward design that makes it stand out from other cards. The benefits of this card are simple to use, and the flexibility is enough for most travelers.
Capital One Venture X Credit Card Benefits
Annual Travel Credit $300
The Capital One Venture X Reward Credit Card offers a $300 travel credit per year. The travel credit can be used to pay directly for flights, hotel rooms and rental cars through Capital One Travel.
This credit can be used on travel expenses, giving cardholders a simple value as well as the assurance that they will use it each year. The full credit can cover the annual fee of the card.
Earn 10,000 Anniversary Bonus Miles
To celebrate your account renewal, the Capital One Venture X Reward Credit Card gives you 10,000 bonus mile each year. What’s the best part? This bonus is not subject to any spending requirements. You simply have to keep your card open.
Airport lounge access
The Capital One Venture X Reward Credit Card gives you access to a number of airport lounges to relax in while you await your flight.
The issuer will also provide complimentary access to its Capital One Lounges. This would cost an additional $65 per visit. There are only a few Capital One lounges in U.S. Airports.
Get a free Priority Pass Select membership that allows you to access more than 1,300 airport lounges worldwide.
More Capital One Venture Rewards Credit Card Benefits
The Capital One X Rewards Card has a few other benefits you might find interesting.
- TSA PreCheck (r) or Global Entry statement credit for application fees — As with other travel cards you can get your application fee reimbursed up to $100 per four-year period when you apply to one of these airport security expedited programs.
- Protection for your cell phone — Capital One offers coverage up to $800 when you pay with your Capital One card. This is in the event that your cellphone is damaged or stolen.
- Hertz’s President’s Circle(r), status — While not everyone rents a car, this status allows you to receive car upgrades and additional amenities.
- No fees for foreign transactions — We consider this feature to be a must-have, regardless of the annual fee.
Does the Capital One Venture Rewards Credit Card justify the annual fee?
The 395 annual charge for the Captial One Venture X Reward Credit Card is surprisingly affordable, especially considering that it’s a premium card. The card’s benefits are straightforward, making it easy to see if your money is worth it.
The card will likely be worth it even if the airport lounges and other benefits are not used. If you book at least one trip with Capital One Travel each year, you can get a $300 travel credit per year and 10,000 bonus miles for the card’s anniversary.
The Capital One Rewards Credit Card is a good choice if you want to try out premium rewards cards without having to pay an annual fee.