An Airbnb is a popular alternative to hotels for many travelers.
Airbnb offers many options for renting a house, an apartment, or even a treehouse. Airbnb does not offer a branded credit card, unlike other hotel chains. There are still credit cards available that will help you make the most of your next Airbnb vacation.
Let’s have a closer look at the top Airbnb credit cards.
The best for premium travel benefits: Chase Sapphire Reserve(r).
Why? The Chase Sapphire Reserve(r), has a $300 per year travel credit that you can use towards an Airbnb stay. The Chase credit card has many premium benefits for Airbnb customers.
- Global Entry, TSA PreCheck(r), or Nexus fee credit once in four years
- Priority Pass Select network access to airport lounges
- Trip cancelation/interruption insurance
- Refunds for lost luggage
- Trip delay reimbursement
- Transport and emergency evacuation coverage
The card also offers a 80,000 point sign-up bonus if you spend $4,000 within the first three month of account opening. These perks and other benefits, combined with the $550 annual fee, can quickly offset some or all of the card’s high-priced $550.
To learn more about Chase Sapphire Reserve(r), read reviews.
The best way to earn points on travel purchases is American Express(r), Green Card
Why? Earning points on Airbnb purchases can make you a lot of money, especially if your stay is multiple times throughout the year. Some Airbnb properties charge hundreds to thousands of dollars per night. The American Express credit card earns 3 points for every $1 spent on travel, which includes Airbnb purchases.
Three points are awarded for every $1 spent in restaurants, on transit and other travel categories like airfare, cruises and car rentals. All other purchases earn you one point.
Learn more about the benefits and features of the American Express(r), Green Card by reading reviews.
For simple redemptions, Capital One venture Rewards Credit Card
Why? The Capital One Venture rewards credit card will earn you five miles for every $1 spent on hotel and car rental bookings through Capital One Travel. You’ll also earn two miles for every $1 spent on other purchases, making it easy to accumulate points.
You can use your Capital One credit card to redeem these miles for reimbursements on past travel purchases such as Airbnb stays. You can also transfer your miles to any of the Capital One travel loyalty programs. This will allow you to use your rewards more easily and maximize the value of your points.
New cardholders will also be eligible for a sign up bonus of 75,000 points if they spend $ 4000 on their first 3 month of account opening.
To help you decide if the Capital One Capital Rewards Credit Card is a good choice for your wallet, read reviews.
Best entry level travel: Bank of America (r) Premium Rewards (r) Visa(r), credit card
Why? The Bank of America(r), Premium Rewards(r), Visa(r), credit card offers 1.5 points for every $1 spent on purchases of food and travel, and two points for each $1 spent on dining and travel purchases.
The annual fee for this Bank of America credit card is $95 The fee can be offset by the $100 travel credit that you receive for incidental charges such as baggage fees or seat upgrades. There are no foreign transaction fees if you use the card abroad.
After spending $3,000 on purchases within the first 90 days, new cardholders will be eligible for 50,000 bonus points
Read customer reviews about the Bank of America (r) Premium Rewards (r) Visa credit card.
Best with no annual fees: Citir(r) Double cash card
Why? The Citi(r), Double Cash Card offers 2% cashback on all purchases: You will get 1% cashback when you make them, and 1% when you pay them off.
It is easy to get distracted by the higher earning rates and benefits premium credit cards have, without realizing the cost of the annual fees that can add up each year. Citi’s credit card has a simple cash-back solution and no annual fee.
All eligible purchases and payments earn you the same rewards, so there are no complicated category structures to remember. You can also redeem your rewards for cashback, which can be used anywhere including Airbnbs.
To learn more, read reviews about the Citi(r), Double Cash Card.
How did we pick these cards
To find the best credit card that will help you redeem points for Airbnb stays, we looked at many credit cards. When choosing a creditcard, we identified several types of perks that Airbnb users might be interested in.
How to get the best credit cards for Airbnb
Before you redeem or earn points for Airbnb stays, it’s a good idea that you fully understand the card benefits and rewards. You might not be eligible for certain rewards or benefits. If you are unsure, it is a good idea to contact your credit card company.
The best Airbnb credit card might not be the easiest to find. For frequent travelers, high-annual-fee travel cards may be more beneficial. You might prefer a simple cash back credit card to provide long-term value, especially if there isn’t a need for the premium rewards cards that offer travel perks or benefits.
It’s important that you consider your spending habits before adding any of these cards to your wallet.