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San Jose, Calif.: Debt Scorecard

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Created: 23 January 2023 23 January 2023

Credit Karma Study November 23, 2022 According to U.S. Census 2020-2021 estimates, San Jose, California is one of the 10 most populous cities in America. This is significantly less than the 1,000,000 people who were reported in April 2020. Credit Karma data for August 17, 2022 shows that the average total debt of the 205.353 […]

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Is it a good idea to use your home equity to repay debt?

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Created: 23 January 2023 23 January 2023

You might consider using your home equity to repay high-interest debt. It may be a sound strategy for you if you do the math. If you have the opportunity to use your home equity, you may be able to pay down that debt at a lower interest rate than you are currently paying. You could […]

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U.S. Bank HELOC Review – Flexible payments with fixed-rate options

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Created: 23 January 2023 23 January 2023

For current U.S. Bank customers, a U.S. Bank HELOC may be worth considering as you could qualify for multiple discounts. You may find lower rates elsewhere. U.S. U.S. Bank HELOCs at A Glance Fixed rate: Variable. You can convert to fixed. How can I withdraw funds? Checks, ATM withdrawals and Visa card. Transfer to U.S. […]

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Can I get a HELOC for an investment property?

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Created: 23 January 2023 23 January 2023

A HELOC for an investment property is a good option if you need to borrow money based on your home equity. Keep in mind, however, that HELOCs (or home equity lines credit) are often more difficult to get than HELOCs for primary property and less lenders will offer them. We will discuss the pros and […]

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