Figure HELOC review: A flexible online lender that taps your home equity

HELOCs at a Glance Fixed rate or variable How do I withdraw funds? Unknown Origination Fee: Up To 4.99% of the initial draw (depending upon your credit and state) Loan to-value ratio: up to 95% Funding time: Within five days Figure is an online lender offering home equity lines of credit (or HELOCs) with competitive […]

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Is the annual fee worth it for premium rewards cards? Credit Karma’s Total Benefit Value can help you decide.

These offers are no more available on our website: Chase Sapphire Reserve (r), Delta SkyMiles (r) Reserve American Express Card You have many options with premium rewards cards. The huge annual fees may give you cause for concern. The potential benefits of these cards often outweigh their costs by a large margin. There’s a reason […]

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In 2022, rural communities will be more affected by holiday financial stress.

Credit Karma Study November 17, 2022 Do you find yourself in tears when you think about the holiday costs? According to Qualtrics for Credit Karma, there are many people who feel stress. The results of the survey show that your stress levels may vary depending on where you live. We asked people living in the […]

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What is online bill payment?

Online payment is the best and cheapest way to pay a bill. Online bill payment eliminates the need to buy a money order, write a check, track down stamps, and locate a mailbox. Online bill pay can be set up by your bank or credit union. This allows you to pay rent, utility bills and […]

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New scoring models may make it easier for you to purchase a home

Two credit scoring models have been approved by the federal government that use alternative data to assess borrowers, in a move that could help millions more people get mortgages. The Federal Housing Finance Agency has given its approval to the FICO10T and VantageScore 4.0 credit scores models for loans backed Fannie Mae or Freddie Mac. […]

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