You’re planning a trip and are interested in buying travel insurance. This makes sense, as planning trips can be stressful these days. Cancel For Any Reason (CFAR), insurance is very popular because of this.

CFAR, as the name suggests, allows you to cancel your plan without stating a covered reason.

We compared the coverage and pricing of the top Cancel For Any Reason travel insurers to determine which one was the best. This is our list of the best options.

We considered the following factors when choosing the best Cancel for Any Reason insurance company

These factors were used to choose the best Cancel for Any Reason insurance companies:

  • The amount of coverage. Inclusion of reimbursements for claims

  • Total Cost. Our team compared the prices of each plan to what you will receive.

  • Usability. It’s not worth buying an insurance plan if it isn’t used. We looked at user-friendly websites.

  • Customizability. We looked into what add-ons are available such as sports equipment or rental car insurance.

A review of the best Cancel for Any Reason travel insurance

Squaremouth was used to search for prices for a 46 year-old Texas resident who wanted to travel to France for two weeks. The trip cost included airfare and was approximately $10,000.

Our list of eligible insurance plans fell from 103 to 27 when we searched for providers offering a Cancel For Any Reason Add-On.

You will need to cancel your Cancel For Any Reason policy as soon as you have paid your deposit for your trip. You can purchase insurance within 14 days of purchase. Some plans allow for up to three weeks.

These basic plans cost an average of $635. However, there are many coverage options.

Company, Plan name

Basic coverage

Recommended for

Battleface. Discovery

Cheapest plan.

Battleface. Explorer

Affordable with full coverage.

Pandemic Plus

Trip interruption.

Tin Leg, Gold

Medical emergency.

USI Affinity Travel Insurance Services. Ruby

24-hour Accidental Death & Dismemberment coverage. Also, coverage for pre-existing conditions.

Seven Corners. RoundTrip Basic

Hurricane and work.

John Hancock. Silver

Lost baggage and missed connections

Travel Insured Internationally, Worldwide Trip Protector

Complete coverage.

Weather delays, financial default, medical evacuation, baggage delay.

Cancel for Any Reason is a top-rated travel insurance option

Below is a list of insurance companies and their top picks. These plans provide 75% of the total cost back if your trip is canceled.


Why Battleface is a top choice in CFAR insurance?

  • Absolute cheapest CFAR policy option.

  • The Explorer Plan, which is the second-cheapest plan and also offers trip interruption, medical emergency and travel delay reimbursement, is also a solid option.

  • The Battleface Explorer Plan provides excellent baggage loss, missed connection, and travel delay insurance.

Two of Battleface’s plans were significantly more affordable than the rest for our test trip. The Discovery plan was lacking CFAR coverage. However, it is still a good offering at $285.03 and 75% refunds if you cancel.


Why GoReady is a top choice in CFAR insurance?

  • It is less expensive than the average.

  • In the event of an interruption to your trip, you will be reimbursed 150% of your expenses

  • Includes financial default coverage.

  • Provides primary medical insurance up to $50,000

GoReady is our third-best choice. Although it is more expensive than the average, its $603 offering still offers lower costs. The GoReady plan provides comprehensive coverage that covers almost any situation. It includes 150% coverage for trip interruptions, primary emergency medical, and a $50 deductible.

Tin Leg

Why Tin Leg is a top choice in CFAR insurance?

  • Coverage for layoffs if you have been employed for at least three years.

  • $500,000 for primary emergency medical.

  • $500,000 to medical evacuation and repatriation

Tin Leg is notable for its huge medical budget. While some coverage may not be as extensive as others, Tin Leg makes up for this with a combined million in emergency medical and evacuation.

USI Affinity Travel Insurance Services

Why is USI a top choice in CFAR insurance?

The USI plan doesn’t have one standout feature. Instead, it is a comprehensive plan that covers a broad range of situations, including travel delays and mandatory evacuations.

Seven Corners

Why Seven Corners is a top choice in CFAR insurance?

  • Hurricane warnings covered.

  • Layoff of an employer if you have been employed for less than one year.

  • $500 per person if baggage delays exceed 6 hours.

Seven Corners’ RoundTrip Basic Plan is reasonably priced at $768.22 per person, but it provides better coverage than average.

You will be reimbursed if you are laid off after only one year of employment. Other companies require a minimum of three years.

John Hancock

Why John Hancock is a top choice in CFAR insurance?

  • $1,000 per person in case of baggage loss; $2,000 for specific items.

  • Missed connection after three hours delay: $750

  • $750 travel delay for three hours.

  • $100,000 for 24 hour AD&D.

John Hancock’s greatest feature is its ability to reimburse for travel problems. John Hancock’s plan provides some of the best coverage for travel problems, including delays, lost bags, or missed connections.

It doesn’t limit missed connections reimbursements to tours or cruises, unlike other companies.

International Travel Insurance

Why is Travel Insured International a top-choice for CFAR insurance?

  • $1,000,000 for medical evacuation or repatriation.

  • $150,000 for nonmedical evacuation

  • Travel delay beyond three hours: $1,500

  • $500 baggage delay beyond three hours

Travel Insured International is our most expensive option. This may make it difficult to sell. This is particularly true if you are looking for basic CFAR coverage.

It’s worth looking into as the plan offers high-dollar reimbursements for short delays such as $1500 for a three hour travel delay.

Additional resources for travelers who are looking for travel insurance

These other resources can help you decide where and when to buy travel insurance.

Maximizing your Rewards

A travel credit card should be able to prioritize what is most important to you. These are our top picks for the best travel cards in 2023, as well as those that work best for: