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My Credit Guide Article
Written By Smitty on 12 May 2020
If you're a typical American, you believe that it's important -- nay, essential -- to draw up a monthly budget and live within it. That's according to a national telephone poll...
My Credit Guide Article
Written By Smitty on 1 May 2020
One of the things that happens when you suddenly realize you will have more money in your twenties than you had previously thought (see: living rent-free) is that you start...
My Credit Guide Article
Written By Smitty on 1 May 2020
When I was in college, I was flat broke. I lived in a crappy low income apartment where I heard occasional gunshots, drove an even crappier gas guzzling rusty Taurus, smoked...
My Credit Guide Article
Written By Smitty on 1 May 2020
The American Dream—owning a home, a car, having a steady well-paying job.  This dream of prosperity has become a social norm in America over the past 100 years.  The conclusion of the...
My Credit Guide Article
Written By Smitty on 1 May 2020
Believe it or not, there is a way to come out ahead in the credit card game instead of it being one-sided. If you are able to be financial saavy and...
My Credit Guide Article
Written By Smitty on 23 April 2020
Frugal living means learning to live on less. Does this mean being frugal requires you to do without? We don't think so. You just need to learn to manage what you...
My Credit Guide Article
Written By Smitty on 23 April 2020
Budget Worksheet for ____________________ Free Budget Worksheet  To setup your budget worksheet for a monthly budget print this and write down how much you are currently spending for each of the categories...
My Credit Guide Article
Written By Smitty on 23 April 2020
When looking for a budget planner some people find it necessary to go to a cash based budget system. This is sometimes referred to as the "envelope method." It works by simply...
My Credit Guide Article
Written By Smitty on 23 April 2020
Having a family budget and living within it are two different things. There are always things that we want (or need) and credit is so easy to get. This article will discuss...
My Credit Guide Article
Written By Smitty on 23 April 2020
Credit card after bankruptcy, secured or unsecured? There are credit cards for people with bad credit. First lets talk about why you need a credit card after bankruptcy. Wasn't the...
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