More than 360,000 Maine residents have signed up for Medicare, which is more than 25% of the state’s total population.

Centers for Medicare & Medicaid Services. Fact Sheet. Accessible November 30, 2022.


Medicare is the federal insurance program that covers people 65 years and older. Private companies can offer Medicare Advantage, a bundled version of Medicare. You get all the same benefits, but with some additional features such as savings on vision and dental care.

Medicare Advantage plans provide more benefits than Original Medicare. They can also be less expensive than Medicare and a Medicare Supplement plan. They offer less flexibility because you will need to access care through the plan’s network. Consider all options and decide which plan is best for you.

What you need to know about Medicare in Maine

Maine has more than one fifth of the population who are 65 years old. There are many Medicare Advantage plans available in the state.


  • In 2023, the average monthly premium for a Medicare Advantage policy in Maine was $11.25. It was $14.14 for 2022. )

  • In Maine, there are 54 Medicare Advantage plans in 2023. This is a decrease of 57 plans available in 2022. )

  • All Medicare-eligible individuals in Maine have access a $0-premium Medicare Benefit plan.

Maine Medicare Advantage Companies

The best-rated Medicare Advantage plans for Maine

Every year, the Centers for Medicare & Medicaid Service (or CMS) awards each Medicare Advantage plan a star rating. A star rating is a rating that ranges from 1 to 5 and 5 being the highest-rated. Here are the top-rated plans in Maine for 2023.

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Medicare star ratings


5-star plans

These companies offer Maine plans that have been rated 5 stars by the CMS:

  • Martin’s Point Generations Benefit.

  • UnitedHealthcare.

4.5-star plans

These companies offer Maine plans that have been rated 4.5 stars by CMS:

  • Martin’s Point Generations Benefit.

This is a list that doesn’t include special need plans. These restrict membership to individuals with certain characteristics or diseases, such as those who have a chronic illness, or are living in a nursing facility.

Search for the best Medicare Advantage plan

  • How much do you know about the costs of the plan? What is the cost of the premium, deductibles, and/or copays? Are they affordable?

  • Are you in-network with your doctor? Make sure that they are included in the plan’s network.

  • What are your prescriptions? It’s important to know what the plan covers if you take medication. Which tier do you belong on for prescription drugs? Are there any specific coverage rules?

  • Does the plan provide dental coverage? Do you have routine coverage for vision, hearing and dental needs?

  • Is there anything extra? Do you have any additional benefits such as meal delivery or transportation benefits?

Medicare Advantage providers

Find out more about the top Medicare Advantage providers. These insurers offer plans across most states. The plans that you can choose will depend on where you live and what county it is.

For more information about Medicare, please visit , or call 800-MEDICARE (833-4227 TTY 877-486-2048).