U.S. Bank Smartly ™ checking review: Many fees and limitations

U.S. U.S. Bank Checking Accounts at a Glance Physical Locations There are more than 2,000 branches in 26 states. Most of them are located in the west and midwestern U.S. Getting started It’s easy to open an account online or in person (minimum $25 opening deposit). Monthly service charge $6.95 (fee waived for certain requirements […]

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Review of Truist HELOC: Limited availability

Truist HELOC at A Glance Fixed rate or variable: Both How do I withdraw funds? Unknown Origination Fee: Unknown but possible Loan to-value ratio: Unknown Time to Fund: 30 to35 Days Truist’s home equity loan of credit (or HELOC) allows borrowers to choose between a fixed or variable interest rate. It also offers flexibility regarding […]

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Five things to think about when deciding between buying or building a house.

Although home ownership is an exciting prospect it also comes with some significant decisions. A common question is whether buying or building a home is more affordable. Each path has its advantages and disadvantages. The cost of each option can vary depending on where you live, what kind of home you build and how much […]

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Richest and Poorest Counties in the U.S.

A Credit Karma Study January 31, 2023 Credit Karma studied metrics on median household income, mean household income and rates of poverty, among other factors, and scored each county to compile a list of the richest and poorest counties in the United States overall, as well as in each state in the country. (Click here […]

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How to purchase a foreclosed house

Although foreclosures can be difficult for homeowners who lose their homes, they can offer homebuyers the opportunity to purchase these properties at an affordable price. Homeowners who fail to pay their mortgages risk being foreclosed on. To recoup their mortgage investment, a lender will seize the property and then sell it. The foreclosure process usually […]

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