Best Travel Insurance for COVID

Travel plans can go wrong no matter how prepared you are. Travel insurance is often purchased by travelers to protect their investment in pre-paid travel costs. It is worth looking into COVID-19 travel insurance in light of the current pandemic. The right policy will protect you if you have to cancel or terminate your trip early because of illness. This type of coverage is offered by many insurance companies.

This is the list of the top travel insurance options for COVID:

We considered the following factors when choosing travel insurance companies

The following factors were used to select insurance providers for our top travel insurance for COVID:

• Coverage range: We looked at the number of plans offered by each company with COVID-19 coverage and the available plans.

• Coverage: The maximum limits for trip cancellations and trip interruption claims between plans and carriers were compared.

• Medical benefits: We looked at whether plans offered emergency medical benefits for COVID-19 purposes, as well as whether plans provided medical evacuation and repatriation benefits.

• Price: By comparing the basic coverage costs of plans with COVID-19 benefit across multiple companies, we determined an average cost to shoppers to compare plan prices.

A review of the best COVID travel insurance

We compared quotes from different companies to book a trip for six nights in May 2023 from Texas to Croatia. The 30-year-old traveler from Texas was planning to spend $1500, including airfare, on the trip.

The average cost of each company’s basic COVID-19 coverage plan was $47.22. These prices are for basic COVID-19 travel coverage. All insurers offer multiple COVID-19 policy options, with more coverage at a higher price.

For adventure and travel athletes, sports and equipment loss benefits and other activities are covered.

Best travel insurance for COVID options

Let’s have a closer look at the eight travel insurance recommendations with COVID coverage.

The best part about Berkshire Hathaway Travel Protection is

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  Many plans offer trip cancellation and trip interruption insurance that allows policyholders to cancel for COVID-19 illness.
  

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  Many plans offer COVID-19 coverage.
  

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  These plans include medical evacuation benefits.
  

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  Plans offer limited coverage for sports and activities, as well as protection against loss of sports equipment.
  

Basic Berkshire Hathaway Travel Protection costs $50. This policy is the most basic COVID-19 coverage.

What makes IMG great?

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  Many plans offer COVID-19 cancellation protections.
  

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  These plans include COVID-19 benefits, but the Travel Essentials plan does not.
  

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  Select plans offer medical evacuation coverage.
  

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  Additional coverage is available for adventure travel at an additional cost.
  

IMG is a great option for budget-minded people: Their Travel Essentials plans are more than $10 cheaper than the average, based on our comparison.

John Hancock Insurance Agency is great because of

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  Numerous plans include COVID-19 cancellation protection as part of their trip interruption and cancellation coverage.
  

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  These plans provide COVID-19 health benefits.
  

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  All COVID-19 coverage plans include medical evacuation coverage.
  

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  The basic plan (Bronze), of John Hancock Insurance Agency, Inc. costs $56.
  

Seven Corners is great because of

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  Numerous plans include COVID-19 cancellation coverage as part of their trip interruption and cancellation coverage.
  

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  These plans offer COVID-19 medical benefits, evacuation and repatriation benefits.
  

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  There is no deductible for medical purposes.
  

Seven Corners basic coverage plan (RoundTrip Basis) costs $44 for our trip to Croatia.

Why Travelex Insurance Services are so great:

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  Multiple plans offer Covid-19 sickness coverage. This covers trip cancellations and interruptions due to illness.
  

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  These plans include COVID-19 health benefits.
  

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  These benefits include medical evacuation and repatriation.
  

For our sample trip, basic coverage (Travel Basic), from Travelex Insurance Services costs $44

Why Travel Insured International is so great:

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  Multiple plans include COVID-19 cancellation coverage as part of trip interruption and trip cancellation coverage.
  

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  These plans include COVID-19 medical benefits that include medical evacuation.
  

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  Plans with COVID-19 coverage only provide limited coverage for sports and other activities.
  

Travel Insured International’s Basic Coverage (Worldwide Trip Protection Edge) starts at $55 — just a few bucks more than the average basic insurance price.

Tin Leg is great:

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  Many plans include COVID-19 cancellation coverage as part of their trip interruption or trip cancellation coverage.
  

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  All plans include COVID-19 health benefits.
  

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  All these benefits include medical evacuation.
  

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  A policy for adventure travel is available.
  

Another plus is that Tin Leg’s Basic coverage plan (Basic), for our trip in Croatia, costs $48.85. This is about the average cost for policies we covered.

WorldTrips is great because

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  Many plans offer trip cancellation and trip interruption insurance that allows policyholders to cancel for COVID-19 illness.
  

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  Many plans offer COVID-19 coverage.
  

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  These benefits include medical evacuation and repatriation.
  

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  Included are sports and activities, as well as equipment and loss.
  

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  You can extend your coverage for up to 30 days for medical quarantine reasons.
  

WorldTrips’ most affordable COVID-19 plan (Atlas Journey Economics) starts at $44, making this a very low-cost option.

Additional resources for COVID-19 travelers who are looking for travel insurance

Are you looking to find out more about travel insurance? These resources will help you learn more about travel insurance before you buy a policy.