Nearly one million Coloradoans have signed up for Medicare. This puts Colorado in the top half for Medicare beneficiaries.

Medicare is the government’s health insurance program for those 65 years and over. Private insurance companies offer Medicare Advantage, a bundled version of Medicare. You get all the same benefits, but with some additional features such as vision and cost assistance.

Medicare Advantage plans have more benefits than Original Medicare. They are often less expensive than Medicare and Medicare Supplement plans. They offer less flexibility because you will need to be treated by providers within the plan’s network. Consider all options and decide which plan is best for you.

What you need to know about Medicare in Colorado

Colorado has a number of Medicare and Medicare Advantage plans.

  • In 2023, the average monthly premium for a Medicare Advantage plan is $13.71. This is a decrease of $14.52 from 2022. )

  • In Colorado, there are 100 Medicare Advantage plans in 2023. This is an increase of 94 plans that were available in 2022. )

  • 99% of Medicare-eligible Coloradoans have access to a $0-premium Medicare Benefit plan.

Medicare Advantage Companies in Colorado

The best-rated Medicare Advantage plans for Colorado

Every year, the Centers for Medicare & Medicaid Service (or CMS) awards each Medicare Advantage plan a star rating. A star rating is a rating from 1 to 5, with 5 being the highest-rated plan. Here are the top-rated Colorado plans for the year 2023. You can find more information on Medicare star ratings. )

5-star plans

These Colorado companies offer plans that have been rated 5 stars by CMS:

  • Kaiser Permanente.

  • UnitedHealthcare.

4.5-star plans

This Colorado company offers plans that have been rated 4.5 stars by CMS:

Medicare resources for Colorado

Search for the best Medicare Advantage plan

  • How much do you know about the costs of the plan? What is the cost of the premium, deductibles, and copays? Are they affordable?

  • Are you in-network with your doctor? Make sure that they are included in the plan’s network.

  • What are your prescriptions? It’s important to know what the plan covers if you take medication. Which tier do you belong on for prescription drugs? Are there any specific coverage rules?

  • Does the plan provide dental coverage? Do you have routine coverage for vision, hearing and dental needs?

  • Is there anything extra? Do you have any additional benefits such as meal delivery or transportation benefits?

Medicare Advantage providers

Find out more about the top Medicare Advantage providers. These insurers offer plans across most states. The plans that you can choose will depend on where you live and what county it is.

For more information about Medicare, please visit , or call 800-MEDICARE (833-4227 TTY 877-486-2048).

Are you looking for Colorado insurance? These are some resources to help you find Colorado insurance.