The Discover it(r), Student chrome credit card was the most popular among student-friendly options. It hasn’t fallen behind the Capital One SavorOne student cash rewards credit card, which launched in mid-2021. This card offers better rewards for college students and has superior rewards. The FICO score requirement for the Capital One SavorOne student cash rewards […]
The Discover it(r), Student chrome credit card was the most popular among student-friendly options. It hasn’t fallen behind the Capital One SavorOne student cash rewards credit card, which launched in mid-2021. This card offers better rewards for college students and has superior rewards.
The FICO score requirement for the Capital One SavorOne student cash rewards credit card may make it more difficult to obtain than Discover It(r) Student Chrome. The Capital One SavorOne student cash rewards credit card is the best option for students who are able to qualify.
This is how you can choose the right card for you.
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Why SavorOne Student is better than other students
Reward
Capital One SavorOne Cash Rewards Credit Card is a top-rated student credit card thanks to its rewards rates and categories. Cardholders can get unlimited 3% back on food, entertainment, and streaming services. These are four categories that college students love. Capital One does not include Target and Walmart in its definition of grocery stores. Discover it(r), Student Chrome earns only 2% at gas stations, restaurants, and is limited to $1,000 combined quarterly spending. All other income earns an unlimited amount of 1%
Another plus is the breadth of Capital One SavorOne student cash rewards credit card’s bonus categories. Fast food restaurants, coffee shops, and fast food chains are considered dining. Entertainment includes movies, bowling alleys and zoos. All purchases that are not in the bonus categories receive 1% cashback.
Another perk for students is the Capital One SavorOne student Cash Rewards Credit card. It offers big potential earnings in ridesharing and food delivery. Cardholders will receive 10% off their Uber and Uber Eats orders until November 14, 2024. They also get monthly statement credits that can be used to purchase an Uber One membership. Even though they are only available for a short time, this rewards rate and the extra benefits of an Uber One subscription can make a big difference.
Capital One SavorOne Student Rewards Credit Card earns 8% on Capital One Entertainment ticketing platform purchases and Vivid Seats tickets. Capital One Travel also earns 5% on hotels and rental cars. These are two outstanding rates for Capital One’s portals.
Staying power
Capital One SavorOne Student cash Rewards Credit Card card can be retained by students after graduation or when they leave school. This means that you can keep the rewards and credit history that you have built since opening the card, as well as the credit history, with you throughout your adulthood. Good credit history can help you get a job or apartment, and it can also ease your transition to the real world.
Capital One SavorOne Student cash rewards credit card’s rewards categories will be valuable post-school. Its rewards rates are comparable to many other non-student cards. The Capital One SavorOne Students Cash Rewards Credit Card’s 3% cashback rate on groceries is comparable to the highly rated Blue Cash Everyday (r) Card by American Express.
You also get 3% back when you dine with the Chase Freedom Unlimited(r), another highly-respected card. Although the Capital One SavorOne Student Rewards Credit Card is student-friendly, it will serve you well while you pay for your adult expenses.
Sign up faster
Although the Capital One SavorOne Student cash Rewards Credit Card does not always offer a sign up bonus, it can provide a quick way to make some money. The current offer for the card is: $50 off your first $100 spent. The bonus will be credited to the account within two billing cycles, if you meet the spending requirements. However, the sign-up bonus for Discover it(r), Student chrome takes one year.
Tip
Reward points earned with both cards can be used for any amount at anytime.
Who might be interested in the Learn it(r) Students chrome
Accessibility
The Capital One SavorOne Student cash rewards credit card is more difficult to obtain for some students than the Discover it(r). Student chrome. The Discover it(r), Student chrome does not require a FICO credit score. Many college students have very limited credit history. The Discover it(r), Student chrome might be an easier way to build credit.
Unlimited cashback match
Sign-up bonuses for the Discover it(r), Student chrome could outearn the Capital One SavorOne student Cash Rewards Credit Card bonus offer. Discover puts it this way: INTRO OFFER – Unlimited Cashback Match – Only from Discover Discover will match any cash back earned during your first year. You could convert $50 cash back to $100. Or turn $100 into $200. There is no minimum spend or maximum reward. Only a dollar-for–dollar match.
Your cashback match will increase the more you spend on the Discover it(r), Student chrome. You will receive a bigger reward if you max out the two bonus categories of gas and restaurants on your card. You’ll get $80 in rewards if you spend $1,000 each quarter on gas or restaurants. You’ll get an additional $80 when Discover matches your annual rewards total. The Discover it(r), Student Chrome is a great choice for students who plan on bringing a car to campus or who commute to school.
A brief break from late fees and interest
Students who have Discover it(r), the student chrome card, get 0% intro APR for six months. This is a rare offer among student credit cards. It can be helpful to know that the balance will not be subject to interest for six months if you have to finance school supplies. Capital One SavorOne Student Rewards Credit Card does not offer a 0% intro APR for purchases.
Students who are new to credit cards may also be eligible for the Discover it(r), Student Chrome, which waives the late fees on their first late payment.
Tip
Avoid interest charges by paying your credit card bill in full each month.
What card should you choose?
Capital One SavorOne Student cash rewards credit card is the best option if you are among those students who spend money on entertainment, dining out, grocery shopping, streaming, and streaming. This offer is only available for a limited time and will be valid through Nov. 14, 2024. It’s a great bonus that can really help college students. It is a great choice for students in their first year of college and makes sense for recent graduates.