For whom is this program intended?
Who are eligible? People who have limited income, limited resources and are 65 years old or older or blind or disabled.
According to the SSA, SSI is “an aid source of last recourse.”
Persons who are unable to perform any work due to an illness or disability for at least a year.
Which work conditions are required to be qualified?
None. Benefits are not affected by past or current employment.
You need to have worked for approximately 1,5 years in the 3 years preceding your disability.
You’ll have to work for half of the period between age 21 and becoming disabled.
If you are older than 31, You must have worked at least five years during the 10 years preceding your disability.
What is considered disabled by HTML1?
If you have a disability that keeps you from working, and is likely to last for at least 12 month or will lead to your death.
A medical condition prevents you working at your present job and you cannot transition into a different job. Expect to be disabled at least for one year. Short-term or partial disability is not usually counted.
How can I receive benefits?
SSA will pay benefits within a month of your submission or within a month following the date you met the requirements.
Even if you meet all the other requirements, there will be no payment for time before your application is submitted.
On average, there is a five-month wait before receiving benefits.
If you are eligible, you could get back-payments for up to twelve months prior to your application.
What can I earn?
Individuals will receive a maximum benefit of $914 per month in 2023. Couples get $1,371.
Other sources of income can reduce these amounts.
The amount of your benefit depends on the work you have done. First, SSA determines your monthly average earnings over your lifetime, adjusting for inflation, age, and time you spent with your children.
You will receive a certain percentage of the average monthly income if your application is accepted. Benefit formulas use bend points similar to those used in Social Security retirement. This means that people who earn more on average receive a smaller percentage of the total compared to others.
Can my benefits change?
Yes. Your benefit can be affected by changes in your health, your income, your living conditions, your family structure, or your status as a college student.
Yes. Your benefits could end if your health condition changes or you return to work. SSDI offers a test program that allows you to see if your work ability is up to par without losing benefits. When you reach retirement age, SSDI payments become Social Security retirement benefits.
Does my income or other benefits affect the amount of my disability benefit?
Yes. You are likely not disabled if you have a regular income.
Workers’ compensation and disability payments received from the state or local governments are also sources that can reduce SSDI payments.
Your SSDI, workers’ comp and other disability payments from the government cannot exceed 80% of what you earn on average.
Does my asset ownership affect the benefits I receive?
Yes. If the total value of your assets, such as stocks, money and other property, is more than $2,000 (or $3000 for couples), you won’t qualify for SSI. The exceptions include a house you own, household items, burial plots and your wedding ring. You can also keep a vehicle or property that you use for your work.