The Supplemental Social Security Income Limits in 2023

You can receive a maximum monthly benefit of


The Supplemental Security income (SSI).


In 2023, the cost of living for a single person is $914 and for a married couple it’s $1372.


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. For you to qualify, your monthly wage must be less than $2 827 for a married couple or $1 913 if you are a single.


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. Annually, the Social Security Administration adjusts eligibility and benefit requirements.

The maximum benefit is reduced by “countable” income, which includes both earned and unearned income.

Some States also offer supplemental payment to SSI beneficiaries.

Even if you don’t meet all the criteria, your assets or income may be sufficient to qualify for SSI. Some assets, like Achieving a better Life Experience (ABLE), Plan to Achieve Self-Support(PASS), certain trusts and burial funds are excluded.

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  Accounts at Bank
  

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  Stocks, Mutual Funds and U.S. Saving Bonds
  

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  Insurance for life
  

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  Property of personal nature
  

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  Additional possessions which can be converted into cash to pay for living expenses such as food and housing.
  

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  SSA deemed resources. They are resources or assets that belonged to an applicant’s spouse or parent, (if the child lives with their parents), but they counted as if it was his or her own.
  

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  The house and land it is situated on.
  

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  If you have a vehicle that is used by your family, it counts as one vehicle.
  

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  Personal items and household goods, such as wedding rings or engagement rings.
  

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  Life Insurance Policies with a combined Value of $1,500 and less
  

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  Burial plots
  

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  Burden funds less than $1500
  

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  Propertey used for a business or trade.
  

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  You can set money or property aside as part of a PASS, if you are disabled.
  

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  ABLE Accounts with up to $100 in funding
  

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  Set amount of resources for parents. A child living under the age of 18 with a parent will have $2,000 in resources deducted from their SSI eligibility. A child who lives with both parents will have $3,000 deducted. The child will have a $2,000 limit for resources if the amount exceeds that of their parents.
  

Here are a couple of reasons why you may not be eligible for SSI, despite meeting certain requirements regarding income and resources.


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If you have an unresolved criminal charge, or a warrant of arrest

You’re currently in prison. It includes jails, prisons and other correctional institutions like halfway houses or detention centres. You will not be eligible for SSI if you are incarcerated in full months. You should still be able apply for SSI benefits prior to your release.

Your current residence is a public facility. You will not be eligible to receive SSI if you are in a government institution for a month, whether it is federal, local or state. If you are staying at a community-run residence or an emergency homeless shelter, there is an exemption.

To qualify, you transferred or sold assets. It isn’t a great workaround. You may be ineligible for SSI if you sell the asset or resource for less than the actual value to reach the income threshold. This could take up to 36 month. You may also be prevented from receiving SSI if you move assets to certain trusts.

If you are a citizen who is receiving SSI but have lost your noncitizenship, then the SSI benefits will stop. Your SSI will cease if you do not meet the criteria for non-citizen qualified status or if there is a warrant in place for deportation.

If you are traveling or living outside of the United States, for at least a month. You won’t qualify for SSI benefits if you are outside of the U.S. for a month. There are some exceptions, such as students who study abroad or children of parents in the military stationed abroad.

After you have been out of the U.S. continuously for 30 days, you will need to return to the U.S. and stay for 30 more days in order to qualify for SSI.

Visit the Social Security Administration’s website to begin the SSI online application process. A Social Security representative then contacts you to set up an appointment, and help you apply for benefits.

Call the Social Security Administration by dialing 800-772-1213, from Monday to Friday, 8 am to 7 pm, local time.


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Ensure you have all the necessary information and documentation:

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  Number of Social Security.
  

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  A birth certificate is a good proof of age.
  

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  Document proving citizenship, for example a U.S. Passport or Green Card.
  

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  Paystubs or other proof of income.
  

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  Bank statements are a good proof of financial resources.
  

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  A proof of residence, like a rental agreement.
  

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  Information on medical sources such as lists of medications and contact details for your doctor.
  

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  Information about previous jobs.