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In 2020, the first wave of non-traditional credit cards will hit the market. Instead of focusing solely on miles, cashback, or points, these young fintech companies began to focus more on unique rewards, from wine and crypto to fitness benefits and environmental benefits. There was a sense that a reward evolution could be in the […]

Read more: The Niche Card Reward Program Was a Hit — But What happened?

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The QTIP trust, also known as a qualified terminable property trust, allows a spouse to control the ultimate destination of their assets if they outlive them. The trust provides for the survivor spouse when the first spouse passes away. When the survivor spouse dies the assets are given to the beneficiaries chosen by the first […]

Read more: QTIP Trust (Qualified Terminable Property Interest Property Trust)

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You’ve been duped if you think the government plays Robin Hood by forcing people who have good credit scores to pay higher mortgage rates than those with poor credit. Mortgage rates are lower for home buyers who have high credit scores. Lower costs are also associated with larger down payments. You may have thought differently […]

Read more: The Mortgage Charges Have Changed. After that, things got messy.

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Consider a career that pays more than a salary if you plan to earn your college degree. Some employers pay for college – either fully or partially, through educational benefits. Employer assistance, when combined with other ways of paying for college – like grants, scholarships and fellowships – can help reduce the total cost and […]

Read more: These 11 jobs will pay for college