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Medicare Late Enrollment Penalties – Costs and Who Owes These Penalties

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You could be subject to costly and lengthy penalties if you fail to sign up for Medicare in the initial enrollment period. These penalties can be permanent and last as long as you are receiving Medicare benefits. Each part of Medicare has its own rules about when penalties can be applied, what the penalty is […]

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What is a W-9 form?

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What’s Form W-9 for? Form W-9 can be used by businesses to collect tax identity information from contractors who have been paid $600 or more per year. These are the types of people who may need to complete W-9 forms. Workers with W-9 status are not subject to income taxes. An independent contractor’s clients will […]

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Chase Unlimited Points: How to get the best value

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We love the Chase Freedom Unlimited(r), one of our favourite everyday cash-back cards. Chase Ultimate Rewards(r) cardholders get 1.5% cash back for all purchases, plus bonus cash back when they dine at restaurants, shop in drugstores and make travel purchases. Cardholders might feel that they cannot maximize their cash-back card’s earnings because it is a […]

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The Economy is improving, but there’s still a risk of a recession and inflation.

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According to the latest government data, prices are falling and wage growth is slowing. People aren’t spending as much as they used too It seems that inflation is being controlled, at least from all appearances. It’s not clear at this time if the U.S. is actually in control or if there’s a recession looming. Kathryn […]

Read more: The Economy is improving, but there’s still a risk of a recession and inflation.

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Bequests: What are they and how to set one up

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What’s a bequest? A bequest refers to a gift that is left to someone, charity or institution by the terms of a will. Most bequests transfer money, assets, or personal property to the beneficiary upon death. You can make them conditional. This means they only become effective when certain conditions are met. How do I […]

Read more: Bequests: What are they and how to set one up

  1. San Francisco’s Expanded Centurion Lounge is Now Double its Former Size
  2. What is a Type P Passport?
  3. 6 Ways to Get Out of Your Parents’ House
  4. How Community Property affects your assets, when it applies

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