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First Tech Credit Union personal loan review – Multiple loan types and zero origination fees

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Created: 23 January 2023 23 January 2023

Pros There are no prepayment penalties, application fees, or origination fees Personal loans, secured and unsecure There are many loan amounts available Cons You must be a member Autopay enrollments are not subject to a discount on the APR The basics of a First Tech Credit Union personal Loan First Tech Credit Union was established […]

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Review of Chime Loan: Instant loans and access to your early paychecks

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Created: 23 January 2023 23 January 2023

Pros Credit building ability Avoidance of overdrafts is easy Early access to your paycheck Cons Small loans are not available A Chime checking account is required Instant loans have high APRs The essential information you need about a Chime loan Chime is a financial technology firm that provides basic banking services at a low cost […]

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Cleveland: The Debt Scorecard

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Created: 23 January 2023 23 January 2023

Credit Karma Study November 4, 2022 According to 2020-2021 U.S. Census estimates, Cleveland has a population of almost 368,000. This makes it the largest city in Ohio and 54th in America. Credit Karma data for August 17, 2022 shows that the average total debt of 170,414 Credit Karma members living in Cleveland is $30,000. This […]

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Boomers are financially better prepared than other generations for the 2022 holiday season.

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Created: 23 January 2023 23 January 2023

Credit Karma Study November 4, 2022 Qualtrics conducted a Credit Karma survey to determine if Boomers are more financially prepared for the upcoming holiday season. Boomers are more likely to be financially able to purchase gifts and less likely take on debt. The definitions of each generation were taken from the Pew Research Foundation. The […]

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