Car insurance for high-risk drivers: Available in select states

Editor’s take: Access auto coverage could be a good choice for high-risk drivers who need to re-insure after a 60-day lapse in coverage. Access’s flexible reinstatement policy may be a benefit to those who are in financial trouble. Limited discounts may be available so access might not be an option for people looking for an […]

Read more ...

Review of Fifth Third HELOC: A solid selection, but with limited availability

Fifth Third HELOCs at A Glance Fixed rate or variable: Both How can I withdraw funds? Checks Fifth Third Equity Flexline Mastercard online or in person Origination Fee: No, but fixed-rate lock fees are $95 and $65 each (waived the first year). Loan to-value ratio: In order to be eligible for the highest rate, your […]

Read more ...

Personal loan vs. HELOC: Which one is best for you?

A personal loan or home equity credit may be an option if you have larger financial goals such as debt consolidation or home improvement. Both can be great borrowing options. However, it is important to know the differences between them so you can choose the best option for your financial situation. A home equity loan, […]

Read more ...

What is the difference between wire transfer and direct deposit?

While wire transfers and direct deposits are both common methods to send and receive money digitally, they have their own uses. A wire transfer is a great way to send large amounts of money quickly. In some cases, wire transfers can be made almost immediately if you are the recipient. However, direct deposits are not […]

Read more ...

U.S. Bank Smartly ™ checking review: Many fees and limitations

U.S. U.S. Bank Checking Accounts at a Glance Physical Locations There are more than 2,000 branches in 26 states. Most of them are located in the west and midwestern U.S. Getting started It’s easy to open an account online or in person (minimum $25 opening deposit). Monthly service charge $6.95 (fee waived for certain requirements […]

Read more ...